Selling to businesses in the EU
Digital services to a customer with a valid EU VAT ID are usually taxed under reverse charge and reported in the recapitulative statement. A business that is not a VAT payer may need §7a registration.
ACCOUNTING FOR BUSINESSES USING
Stripe processes the payment. We connect the entire financial flow.
Accounting for Slovak companies and sole traders using Stripe. We connect payments, fees, refunds, payouts and documents with the bank, VAT and reporting so everything adds up — without a fee for every transaction.
Your payout is not your revenue.
A single Stripe payment already has several financial consequences. Choose a situation and see where the money goes.
Situation
- Customer payment
- €100.00
- Stripe fee
- -€3.00
- Added to Stripe balance
- €97.00
- Later bank payout
- €97.00
In your accounting
- Revenue of €100 at the date of sale — not €97
- The fee is a separate expense with its own VAT treatment
- The payout is a transfer between Stripe and your bank
Accquix reconciles
- Customer sale
- Stripe fee
- Settlement
- Bank movement
- Supporting documents
Illustrative example without currency conversion, reserves, disputes or Stripe Tax. Fee amounts are simplified. Not an accounting entry and not the universal structure of a Stripe payout.
From hundreds of payments to one controlled process.
Stripe reports, invoices and bank movements become one accounting workflow. Accquix Pro supports the processing and matching; an accountant reviews the result.
01
Stripe reports
Balance, payout and fee reports, plus invoices and the bank statement.
02
Processing and matching
Accquix Pro breaks every payout into sales, fees and refunds and matches it to the bank.
03
Accountant review
An accountant checks exceptions, VAT treatment and the result for the period.
04
Books and filings
Books, VAT return, control statement, OSS and recapitulative statement where applicable.
Today we work with Stripe report exports. A direct Stripe integration is in development.
How Accquix Pro worksYour customers are global. Your VAT obligations are specific.
What you owe depends on who buys, where they are and your VAT status — not on using Stripe as such.
Selling to consumers in the EU
Above €10,000 a year in cross-border EU B2C sales, VAT follows the customer's country. OSS lets you report it in one quarterly return — backed by evidence of customer location.
Stripe's own fees
Stripe's Irish entity invoices its fees under reverse charge. A business that is not a VAT payer may need §7a registration and to pay 23% VAT on them.
Simplified overview. The exact treatment depends on the type of supply and your VAT registration; we confirm it for your setup.
Stripe accounting without per-transaction billing.
One Stripe workflow. One predictable monthly price.
Solo Payments
€299/month
For sole traders accepting customer payments through their own Stripe.
- Monthly bookkeeping
- Stripe reconciliation with the bank
- Applicable VAT, §7a and OSS workflows
- Annual tax return
Firms Payments
Flagship€449/month
For Slovak s.r.o. companies processing customer payments through Stripe.
- Double-entry accounting
- Stripe reconciliation with the bank
- Applicable VAT and OSS workflows
- Annual financial statements and tax return
Fixed pricing within the agreed scope of service. A one-time setup may apply depending on your current payment and accounting setup. Multiple payment providers, marketplaces or custom settlement flows are scoped individually as Infrastructure.
Built for transaction volume. Reviewed by a real accountant.
Accquix Pro is our in-house platform, not another subscription for you. Accounting decisions stay under professional oversight.
Accquix Pro
Our own platform breaks payouts into individual items and matches them with documents and the bank.
Accountant oversight
Exceptions, VAT treatment and period closing are reviewed by an accountant who is responsible for the result.
A simple start
A short call about your model, a review of your Stripe reports and setup, then a regular monthly cycle.
FAQ
Stripe accounting questions, answered.
Is a Stripe payout the same as revenue?
No. A payout transfers your Stripe balance to the bank — usually net of fees and refunds, and often covering many payments. Revenue is recorded per sale at its full amount; fees and refunds are recorded separately, and the payout is matched against them.
How are Stripe fees and refunds accounted for in Slovakia?
Stripe fees are recorded as an expense based on Stripe's monthly tax invoice. Stripe's Irish entity charges them under reverse charge, so the VAT is self-assessed — and a business that is not a VAT payer may need §7a registration. A refund reduces revenue, typically with a credit note; Stripe generally does not return the original fee.
Can Accquix work with Stripe CSV exports?
Yes. Today we work with Stripe report exports — balance, payout reconciliation and fee reports — and tell you exactly which ones to download. A direct Stripe integration is in development. You do not need to install or subscribe to anything new.
Do I need §7a or OSS when using Stripe?
Not automatically. §7a usually becomes relevant for a business that is not a VAT payer and buys services from abroad — Stripe fees included — or supplies services to EU businesses. OSS concerns B2C sales to consumers in other EU countries above €10,000 a year. It depends on what you sell, to whom, and your VAT status; we assess it at the start.
Can you handle Stripe Tax and Stripe Invoicing?
Yes. Stripe Tax calculates and collects VAT, but it does not file Slovak returns — we use its reports as input for VAT and OSS filings and check the configuration. Invoices issued through Stripe Invoicing still have to meet Slovak invoice requirements; we check that too.
Does the monthly price increase with every transaction?
No. The price is fixed for the agreed scope — one main payment provider and its standard workflows. Growth in standard payments alone does not change it. The scope changes when a new payment provider or a new recurring financial flow is added.
Tell us how your Stripe is set up.
Business model, countries, the Stripe products you use and roughly how many payments a month. We reply with a concrete plan and price.